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Fixed-price plans. An order returns a payment URL that works for an agent (MPP) or a human (Stripe Checkout). No human at Modern Zen in the loop.
create_order { items: [{ plan_id: "engine" }], term_months: 3, principal } → { order_id, payment: { url }, next_actions } pay https://drp.icu/pay/ord_… (402 → SPT, or a browser)